Using the precarious world of New York City cabbies as a backdrop, 3 A.M . tells the story of three very different characters who are brought together in a microcosmic amalgam of cultures and who share universal fears and desires. Hershey, an ex-basketball player, struggles to make ends meet following a failed career; Rasha, a Bosnian refugee, is haunted by the war crisis in his homeland; and Salgado, a tough young Latino cab driver, is tormented by violent memories from her childhood. All work for the low-rent cab company owned by Box, an Indian woman struggling to keep her business afloat.. Each has a personal struggle to overcome. Hershey needs fares to help build a financial foundation for him and his love interest George, a hardworking waitress who's growing weary of waiting for him to commit. Rasha must support the family he left behind in Bosnia, and Salgado spends sleepless nights behind the cab wheel rather than deal with the memories of her painful past. Their problems are complicated further by a serial killer that is systematically preying on cabbies.